Praises & Thanks be unto The Lord My God for the wisdom, knowledge and understanding on legal matters because I received countless feedbacks from folks facing foreclosure and bankruptcy around the United States as follows:
Comments: "In your suit your actions are that of a truly great American who still believes there is justice. My older son was a lifetime law enforcement officer and in the military. My younger son was a firefighter/paramedic his entire career. They both fervently believed in standing up for those who cannot defend or protect themselves. Were they here, they would be honored to know you. I am hopeful for the first time in almost two years." - Sincerely, Barbara
Comments:"I have been inundated with TILA questions. So I went out hunting to see if anyone had already written about it in terms that a lay person might be able to understand. What I found is shown below. I believe it to be generally correct and the citations are good citations of law. See this site for the entire write-up. It should give most lay people an idea on how to handle this and it will be valuable to your lawyer if he/she is not totally familiar with the TILA context at the following link:" http://www.rcxloan.com/Civil_Action__BK__Motion_14.htm. - Statement made by Attorney at Law, Neil F. Garfield, M.B.A., J.D.
Haiti: Resources and How to Help
Our prayers to the victims and loved ones affected in Haiti's Earthquake...
By now, you’ve heard that on 12 January 2010, at 1653 hrs local time, a 7.3 magnitude earthquake struck approx 10 miles southwest of Haiti's capital, Port-au-Prince.
The earthquake has affected more than 3,000,000 people in Haiti.
This is the largest earthquake ever recorded in this area. Things are worse than they seemed on TV.
Many reporters and first hand eyewitnesses said the situation in Haiti is "horrific" and "terrified".
Right now, close your eyes and imaginedthat everything around you is destroyed....
dust from concretereduced visibility to just a few feet. By GOD's Grace, you are alive!
You are in a state ofconfusion and panic, you don't know which way is up and down and many dead bodies laying around as you ventured out to no man's land....!!!
Wheredo you go?
This is a mild and under statement of what occurred and the daily reality of the aftermath inHaiti.
Won't You Please Consider Offering HAITI A HELPING Hand?
HELP US SEND 142,000 MEALS, That is ONLY 25 cents per meal, TO HAITI!
That's what former Presidents George W. Bush and Bill Clinton both asked as the devastating impact of the earthquake in Haiti became clear. This question brought them to a place they both know well, the Oval Office. There they met with President Obama and agreed to lead a major fundraising effort for relief: the Clinton Bush Haiti Fund.
State Department Ops Center set up number for
Americans seeking information about family members in #Haiti:
1-888-407-4747
Haiti's National Palace - After and Before the Earthquake
A Disaster in Haiti and How You Can Help
President of the United States Speech on the Earthquake crisis in Haiti
Secretary Clinton (Jan. 12): "We are still gathering information about this catastrophic earthquake, the point of impact, its effect on the people of Haiti. The United States is offering our full assistance to Haiti and to others in the region. We will be providing both civilian and military disaster relief and humanitarian assistance. And our prayers are with the people who have suffered, their families, and their loved ones."
To help, simply text "HAITI" to "90999" and a donation of $10 will be given automatically to the Red Cross to help with relief efforts, charged to your cell phone bill. Or you can go online to organizations like the Red Cross and Mercy Corps to make a contribution to the disaster relief efforts.
The State Department Operations Center has set up the following number for Americans seeking information about family members in Haiti: 1-888-407-4747 (due to heavy volume, some callers may receive a recording). Our embassy is still in the early stages of contacting American Citizens through our Warden Network. Communications are very difficult within Haiti at this time.
Remarks on the Earthquake in Haiti
Hillary Rodham Clinton Secretary of State Honolulu, Hawaii January 12, 2010
12:30am (1/13/2010) You can text “HAITI” to 90999 to donate $10 to American Red Cross relief for Haiti.
6:20 pm The American Red Cross is pledging an initial $200,000 to assist communities impacted by this earthquake, and is prepared to take further action as local responders assess the situation. As with most earthquakes, we expect to see immediate needs for food, water, temporary shelter, medical services and emotional support.
Action Against Hunger | ACF International has mobilized an emergency response following the earthquake that devastated the city of Port-au-Prince yesterday. ACF teams on the ground have begun to carry out rapid evaluations across the city, while additional support, equipment, and materials—including water treatment supplies, emergency vehicles, and communications equipment—are en route from ACF’s bases in Gonaives. In addition, a team has been mobilized to arrive with an initial planeload of emergency stocks from its staging grounds in Paris to supplement efforts on the ground.
ActionAid asks for donations for its relief efforts. ActionAid has been working in Haiti since 1996 and is deploying an emergency team to deliver clean water, shelter and goods like blankets and soap. Though communications were initially cut off by the quake, ActionAid’s Haiti Representative Jean-Claude Fignole sent out a desperate plea early this morning: "Send as much as you can, as quickly as you can." The scale of devastation completely overwhelms all available resources. Tens of thousands of people urgently need immediate help.
ADRA is launching an initial response worth $85,000 to meet the immediate needs of survivors. According to an initial assessment, the immediate needs include water purification supplies, food, temporary shelter materials, hygiene kits, and medical assistance. ADRA is also providing millions of water purification tablets and other non-food items for survivors. Additionally, ADRA is organizing international rescue and medical teams to assist in the response. Do donate, please go to www.adra.org or call 1.800.424.2372 (ADRA).
AME-SADA is currently assessing the situation in Haiti and will provide humanitarian relief and care on site through our system of local clinics and micro credit operations.
Accepting financial aid only at this time. Funds will go to immediate material needs and to help Haitians themselves rebuild their communities.
JDC is currently accepting donations to support its relief efforts following the catastrophic earthquake, the worst in over 200 years, that struck Haiti yesterday evening. Now and in the months to come, JDC will provide both immediate relief as well as long-term assistance to help the Haitian people rebuild their lives. JDC is conducting a full and rapid assessment of the situation on the ground, and reaching out to its network of partners to determine critical next steps based on immediate needs. JDC, as Chair of the Jewish Coalition for Disaster Relief, is coordinating the Haiti related efforts of its 45 member organizations.
AJWS is collecting donations in response to Tuesday's massive earthquake in Haiti, which registered a 7.3 on the Richter scale. Donations to AJWS's "Haiti Earthquake Relief Fund," which can be made at www.ajws.org/haitiearthquake, will enable AJWS's network of grantees in Haiti to meet the urgent needs of the population based on real-time, on-the-ground assessments.
The American Red Cross is helping meet urgent needs for survivors of the recent earthquakes in Haiti, with more than $1 million already committed in support of response efforts. More than 20 staff members are on the ground or en route to support damage and needs assessments and distribute essential relief supplies. The American Red Cross has also made available relief supplies—hygiene kits, buckets, mosquito nets and kitchen sets—to assist up to 25,000 people. As needs are identified, the American Red Cross is prepared to mobilize additional support, including additional supplies, disaster workers or financial assistance.
The American Refugee Committee (ARC) is deploying an emergency response team that will arrive in Port-au-Prince by Thursday morning. Senior Director of Program Quality Monte Achenbach, who previously lived and worked in Haiti, will lead the team’s efforts. Top priorities include assessing the situation on the ground and planning a coordinated response in conjunction with other relief organizations. ARC has funds in hand to support immediate food/non-food item distribution; water, sanitation, and hygiene (WASH) needs; and primary health care. ARC will stay in Haiti through the recovery period, focusing on shelter, reconstruction, and livelihoods.
AmeriCares is mobilizing emergency disaster relief and medical aid in response to the 7.0 magnitude earthquake that struck Haiti on January 12, 2010. AmeriCares has pledged $5 million to the people of Haiti and is working closely with in-country partners to target the most devastated regions. AmeriCares is preparing resources from its Connecticut based warehouse for delivery to the people of Haiti immediately as the country becomes accessible.
We currently have a team on the ground in Port au Prince setting up medical and food relief. Our volunteers have a great deal of experience working in disaster relief in Haiti, and will be working there for the foreseeable future.
Baptist World Aid is working through its member bodies in Haiti and with our international rescue teams. Haitian Baptists are in country, know the situation, have a local network of churches and can respond. Rescue teams are enroute to Haiti on Wednesday morning and will coordinate with relief efforts on the ground.
BBF is working with partner organization Food for the Poor to send requested medical relief supplies to those in need in Haiti. BBF has a 40 year history of work in Haiti and sent requested pharmaceuticals, surgical instruments and other supplies as recently as 30 December 2009.
CRS has made an initial commitment of 5 million dollars for immediate use in the relief effort. Our agency is geared up for a major emergency response to this severe disaster. CRS is mobilizing food and gearing up our emergency capacity, and deploying prepositioned emergency shelter and hygiene kits in Haiti, as well as bringing supplies in from the neighboring Dominican Republic.
CHF will distribute food aid, water and shelter in the immediate aftermath, then we will focus on the needs of the people as they transition from basic survival to recovery. This includes some of CHF’s areas of greatest expertise such as building ‘transitional shelters’; temporary homes that meet international standards where a family can live during the recovery period; helping to generate livelihoods, by employing people in the clean up of their community; and aiding reconstruction efforts by creating earthquake resistant buildings.
CRWRC has staff, partners, and community networks on the ground in Port au Prince who are coordinating an immediate response that will include items such as food, water, and shelter. N. American staff and volunteers will arrive in Haiti on Friday to assess needs beyond the immediate, including near-term and intermediate response phases.
As part of initial efforts Church World Service is sending funds to local partners in Haiti as it continues to assess the situation, and is ready to provide CWS Kits and CWS Blankets to those in need. CWS will be working with fellow members of the ACT Alliance and local partners in Haiti. CWS-supported efforts will include the construction of temporary water systems, providing water purification materials, tents and food packages. Additional efforts will be announced once assessments are completed.
Concern Worlwide US calls on the public for urgent support to allow the agency to provide food, water, shelter and medicine as the immediate priority for those that have survived the catastrophe.
The organization announced it will commit up to $1 million in aid for the response and is coordinating with its other in-country partners and colleague organizations. Emergency aid is being offered to all our partners in Haiti to support their response to the quake. Two shipping containers of medical material aid were scheduled to arrive yesterday in Port-au-Prince. The 40-foot and 20-foot containers, containing over $420,000 of essential medicines, supplies, and nutritionals, were destined for St. Damien Children’s Hospital. The hospital is one of three local facilities in Haiti with which Direct Relief has partnered in its Emergency Pre-Positioning Program.
Episcopal Relief & Development has reached out to its Haitian partners in an effort to determine the extent of the damage and coordinate a swift response. The agency has disbursed emergency relief funds to the Diocese of Haiti to help them meet immediate needs such as providing food, shelter and water, and stands ready to support their ongoing recovery as they rebuild their ministries. Updates will be available at www.er-d.org as more information becomes available.
FH has staff on the ground who are assessing the needs, and FH's Director of Emergency Response is on her way to Haiti to create a FH-wide plan to respond. FH's operational focus in Haiti is HIV/AIDS and Child/Maternal health, and we will be looking to respond in these areas as well as other areas of need. For updated information, please go to fh.org.
ACTED has a long term presence in Haiti, with a Capital office in Port au Prince and four field offices, a team of 6 international staff and 100 national staff implementing emergency and developpement activities throughout the country. For the current earthquake crisis, the organization is launching a primary emergency response targeting most affected areas of Port au Prince and neighbouring areas, focused on Water and sanitation, Food assistance, Emergency shelter, Health and Protection of most vulnerable community members, women and children. The Agency has already secured a donation of 1,000 shelter kits from Shelterbox, which will be distributed in the soonest delays. Please don't hesitate to go to our website: www.acted.org
The United Nations World Food Program (WFP) is mobilizing all available resources to bring food assistance to thousands of people affected by the earthquake. As well as causing widespread death and destruction, the quake left thousands of people hungry. WFP is well positioned to respond as it already has stocks of food pre-positioned. In the initial phase, WFP will distribute high energy biscuits, which require no cooking. We will airlift 86 metric tons of food from our emergency hub in El Salvador. This will feed 30,000 people for up to seven days. WFP emergency staff will also be deployed.
Giving Children Hope is talking with partners in Haiti, determining the greatest needs of the earthquake victims. GCHope has recently sent medical supplies to aid orphans and to replenish a local hospital in that country.
Already present in Haiti, Handicap International reacted rapidly to the earthquake, which hit the country Tuesday night. The association released $217,657 (€150,000) in funding Wednesday and will provide support for the team. Handicap International will provide care to those injured by the earthquake, including support to hospitals, and emergency shelter, emergency basic needs and food distribution for at least 5,000 people. An emergency response team comprised of at least 10 individuals, both physical therapists and logisticians, will depart for Haiti imminently and will coordinate the distribution of approximately one ton of equipment and emergency supplies.
Hands On Disaster Response (HODR) is returning to Haiti after a 2008-2009 hurricane response project, to determine how and where the organization's main resource of volunteers would be most effective in the response and recovery efforts. For more information, please visit www.HODR.org
Heart to Heart International is sending medical aid and medical volunteers in support of local relief efforts surrounding the major earthquake that struck Haiti on Jan. 12, 2010.
HelpAge USA has launched a Haiti Emergency Response Fund to assist the 800,000 older people who are the most at-risk during a disaster of this magnitude. At this point, operations are focused primarily on search and rescue, followed by the provision of food, water, shelter, and medical attention. Older people in Haiti face specific challenges in this situation, including those arising from a lack of mobility, special medical concerns, and marginalization and exclusion from resources. HelpAge International is the only relief organization focusing specifically on the needs and contributions of older people in the wake of the earthquake in Haiti.
Holt International has a child care center 40 miles north of Port-au-Prince as well as a family preservation program for more than 100 families. Holt staff in Haiti are assessing the needs of children and families in our programs and expecting to provide additional support to additional families who have been affected by the tragedy in Haiti. Funds are needed for additional supplies and resources to maintain the child care center and the anticipated influx of children and families.
While the immediate and critical needs of the people of Haiti are met following the catastrophic earthquake, Humane Society International has offered to send veterinary experts to vaccinate, treat injuries and rescue animals affected by the disaster. Animals are an intrinsic part of the lives of millions of Haitians – both those animals on whom they depend for livelihood and those who provide comfort and emotional support. Dead and displaced animals will pose a threat to the people of Haiti and could threaten the long-term survival of its agricultural community. Addressing this need is a critical component of the disaster response.
International Medical Corps’ Emergency Response Team is in Haiti, focusing on providing lifesaving medical care and relief to survivors of this devastating earthquake. The response draws on 25 years of experience in emergency settings, including last September’s earthquake in Sumatra, Indonesia, and the massive 2005 earthquake in Pakistan.
IOCC has mobilized its disaster response team and is coordinating with our Orthodox and ecumenical partners to monitor and respond to the emerging needs in Haiti. “This earthquake has brought more suffering to a nation that was already one of the hemisphere’s most impoverished,” said IOCC Executive Director & CEO Constantine M. Triantafilou. “IOCC will be working with our fellow ACT Alliance members who are already in place to provide emergency relief to those affected by the earthquake.”
IRD has mobilized an emergency response team to Haiti in response to the earthquake in Port-au-Prince and the surrounding areas. IRD will focus on the provision of emergency commodities, such as water, sanitation kits, hygiene kits, and shelter materials.
International Relief Teams (IRT) is partnering with other international relief agencies to supply substantial aid to the victims of the powerful earthquake in Haiti. One of IRT's partners is en route to Haiti with an team to provide on-site assessment. IRT anticipates sending medicines, food, shelter, and other relief supplies, and medical personnel, depending upon specific need, to the devastated region.
The International Rescue Committee is deploying its emergency response team to Haiti to launch an immediate response to help earthquake survivors. Our immediate focus will be getting medical care, clean water, and emergency sanitation to survivors and supporting overwhelmed local partners on the ground. The IRC is accepting donations online at theIRC.org or through our toll-free number: 1 877-REFUGEE.
Islamic Relief USA has launched a $1 million appeal for the victims of the quake, and is coordinating a massive shipment of much-needed aid to the island nation.
Jesuit Refugee Service is mounting an emergency relief effort to provide lifesaving aid, including food and other urgently needed assistance, to the Haitian people. Aid will be provided in partnership with the JRS Latin America & Caribbean regional office, and distributed through the JRS cross border relief programs in the Dominican Republic, and to Jesuit parishes and other Jesuit programs in Haiti. For many years Jesuit Refugee Service has maintained a grassroots presence in Haiti and has provided humanitarian assistance to displaced Haitians both in Haiti and in the Dominican Republic, reponding to needs arising from political crises and repeated natural disasters.
Life for Relief and Development started mobilizing to send aid to Haiti immediately after the earthquake occurred. Life plans to provide food, water, temporary shelter, hygiene kits and medical aid to aid victims in the earthquake affected areas of Haiti.
LWR has partners on the ground in Haiti and is responding immediately.
Merlin is responding to the 7.0-magnitude earthquake that struck Haiti — the worst quake in Haiti’s history. Merlin’s emergency response team will immediately begin working with Haitians and other international agencies to meet the most urgent needs: water, sanitation, shelter, disease prevention and restoration of basic health services. The main elements of Merlin’s Haiti emergency response are expected to be: distribution of aid materials and equipment, support to local health staff, and training community members to help protect public health. Merlin is calling on the public to provide support in our relief efforts.
Medical Teams International is mobilizing two volunteer medical teams to Haiti immediately. We also are in touch with partners on the field and gathering medical supplies and financial support to help respond where needed most.
Mercy Corps is sending a team of emergency responders to Haiti in the wake of a 7.0 magnitude earthquake that rocked the island nation on Tuesday. The team will assess damage, and seek to fulfill immediate needs of quake survivors. The earthquake exacerbates an already dire humanitarian situation in Haiti, the poorest country in the Western Hemisphere. Plagued by hunger and political instability, the quake is likely to dramatically increase the needs of many impoverished Haitian families. Mercy Corps has a long history of helping earthquake survivors. The agency aided families after earthquakes in Peru in 2007, China and Pakistan in 2008, and Indonesia last year.
Operation Blessing’s Haiti National Director, Eric Lotz, is on-the-ground making first responder assessments and disaster relief teams are mobilizing to bring emergency relief to victims. OBI is coordinating with Dr. Paul Farmer’s Haitian NGO "Partners in Health" (PIH), to provide maximum strategic relief. PIH has hundreds of employees and medical staff already on the ground and we are working to leverage our resources to help countless thousands of victims.
Working with on ground partner agencies to provide medical care, access to safe water, shelter, energy supplies
Oxfam has long experience in Haiti, and we're rushing in teams from around the region to respond to the situation where our assistance is most needed. Our response will include providing clean water, shelter, sanitation and helping people recover – your donation will go immediately to the most critical needs in Haiti, and we will ensure that every penny is used wisely.
Through Physicians for Peace’s partner network of Healing Hands for Haiti and St. Vincent’s School for Handicapped Children (and others), both in the capital city of Port au Prince, donations will go directly to provide immediate trauma relief as well as longer term assistance for amputees. Healing Hands for Haiti has been providing Orthotic and Prosthetic services to the people of Haiti since 1998 using both US and Haiti specialists. St. Vincent’s School for Handicapped Children is a multi-service facility that provides preschool through high school education, vocational training, physical therapy and medical care.
- Plan has released US $100,000 of emergency funds and is on the ground in Haiti to help deal with the immediate aftermath of the country’s worst earthquake in 200 years. While the death toll from the 7.23 magnitude quake is not yet known, it has been reported that up to three million people have been affected by the earthquake.
Project Concern International (PCI) is mobilizing an emergency response to deliver medicines, hygiene kits and other lifesaving supplies to those affected by the January 12th earthquake. PCI will work in close coordination with key partners on the ground to reach those most affected by the disaster. PCI is deploying staff to Port-au-Prince immediately to assess the situation on the ground. To support our efforts, please visit www.projectconcern.org.
Relief International (RI) is currently carrying out a rapid damage and needs assessment in response to the Haiti earthquake. In the coming days, RI will provide immediate emergency response in the form of food and non-food items, and sector specific responses in health, education, and temporary shelter. Longer term assistance plans such as livelihoods, cash for work, and local capacity development for disaster risk reduction are simultaneously being developed.
Stop Hunger Now will be coordinating relief efforts to our partners in Haiti by organizing shipments of meals and financial support. We are in contact with our long time partners at Haiti Outreach Ministries and will continue to support their feeding programs and re-building efforts.
UUSC responds strategically to disaster situations where human rights are threatened, focusing on the rights of marginalized and oppressed people. We work with the understanding that disasters, whether natural or man-made, tend to disproportionately harm those who are already marginalized in society or are neglected by traditional relief strategies. In response to the earthquake in Haiti, UUSC will identify and channel relief funds to grassroots and colleague organizations that are best able to provide immediate aid to survivors, as well as to meet longer-term needs of recovery. For more information, visit www.uusc.org/haitiearthquake
UMCOR is working with partners, Action by Churches Together, Church World Service, Global Medic and the Methodist Church, UMCOR is channeling its resources to respond effectively to the people most in need.
On the evening of January 12, 2010, a major 7.0 magnitude earthquake hit Haiti. It is the most powerful quake to hit the impoverished country in more than 200 years. You can help people affected by donating to the United Way Worldwide Disaster Fund. Gifts to the Fund support long-term recovery efforts to rebuild lives and infrastructure devastated by disaster and to address educational, financial and health-related challenges. United Way Worldwide members in the Caribbean region have mobilized their staff, volunteer leaders and resources in response.
Despite heavy damages to its own offices in Port-au-Prince, UNICEF is ready to provide immediate support to the estimated 3 million victims of the unfolding humanitarian crisis following the earthquake that hit Haiti yesterday. UNICEF officials estimate that half of those affected by the quake are children. In coordination with other UN agencies present on the ground, UNICEF will provide supplies to allow access to adequate sanitation, safe water and basic health care.
During this initial response, we are providing blankets, emergency shelters and supplies of clean water. There is a very high likelihood that existing water systems will be combined with sewage.
World Hope International (WHI) is mobilizing its 60-strong Haitian staff and community volunteers to respond with food, safe water, cooking fuel and other basic supplies as available. As the work of first responders ebb, WHI will expand its response by mobilizing U.S. volunteers to assist the Haitian staff and communities in clean-up and rebuilding. WHI responds to natural disasters where it has the national staff and capacity (as it does in Haiti) to do so effectively. WHI first began in Haiti in 1996 and presently implements a large-scale HIV/AIDS program funded by USAID.
World Relief is sending an emergency response team to assess the situation in Port-au-Prince and to begin providing emergency assistance to the victims. The greatest needs will include food, temporary shelter, clean water, blankets, and health care. World Relief currently has staff in Port-au-Prince that will assist in the relief effort and they will work with local churches to begin the long process of recovery. World Relief works in Haiti to combat AIDS, provide basic healthcare for mothers and infants, protect orphans and at-risk children and improve financial security for vulnerable households.
World Vision's initial response includes distributing first aid kits to survivors, along with basic materials such as soap, blankets, clothes and water using pre-positioned emergency supplies and staff in Haiti. Global relief experts and additional supplies are being mobilized to arrive in the disaster zone as soon as possible.
P.S. - Help us raised $35,640 by the February 10 deadline, that is ONLY 25 cents per meal!, to send 142,000 meal packs containing fortified rice and vegetables to Haiti.
Help us send 142,000 meals to Haiti by February 10, 2010 deadline. That is ONLY 25 cents per meal!...Donate Now on http://www.firstgiving.com/rcxloancom
